Archive | Papers and essays RSS feed for this section

Remittances: the service provider perspective

26 Apr

The thesis examines international remittances (i.e. cross‑border payments sent by migrant workers) from the perspective of existing or potential service providers. It explains their economic significance and impact, characterizes the consumers involved with remittances and their behavior, describes the remittance process, and classifies and compares remittance transfer mechanisms. It also analyzes global remittance flows and the consumers’ cost. Furthermore, it summarizes the results of remittance provision market research, selects and reviews representative examples of existing services, and identifies categories of providers. The thesis then evaluates the strategic positions of existing types of services, and identifies factors that should distinguish successful providers. Finally, it assesses the business opportunity for new technology providers.

Remittances: the service provider perspective
Title: Remittances: the service provider perspective (2307 clicks)
Caption: Remittances: the service provider perspective
Filename: remittances-2.pdf
Size: 2 MB



Credit cards in the Czech Republic: recent history and present

14 May

The number of credit cards issued and used in the Czech Republic is increasing quickly, and these figures are worth a closer inspection. […]

Costs and benefits of a monetary union

8 Mar

This paper surveys the literature on the costs and benefits of entering a monetary union. […]

Corporate governance after Enron: recommendation and legal responses

20 Feb

The fall of Enron and subsequent large corporate scandals provoked a relatively quick response from policy makers all over the world. […]

Credit application (LogicaCMG plc)

23 Nov

The purpose of this credit application is to obtain a financing for a hypothetical long-term investment project. […]

Retail electronic money and prepaid payment instruments

26 Apr

The thesis describes the concept of retail electronic money (also referred to as stored value), provides a brief evolutionary overview of prepaid electronic payment instruments, and tries to reconstruct the development process of the new payment methods. Four types of schemes that exist in the EU and the USA—multipurpose prepaid cards, prepaid dedicated accounts, person‑to‑person online payment services and mobile customer accounts—are described. Subsequently, an overview of current trends and future prospects is presented. In a more theoretical manner, the development of prepaid schemes is put into the broader perspective of the evolution of payment systems in general, and the process of innovation. Based on that, several conceptual barriers to their adoption are suggested. Finally, regulatory environments in the EU and the USA are described and compared. The thesis aims to analyze the current and potential trends and their implications for payment systems.

Retail electronic money and prepaid payment instruments
Title: Retail electronic money and prepaid payment instruments (2657 clicks)
Caption: Retail electronic money and prepaid payment instruments
Filename: payment.pdf
Size: 583 KB




Nature of uncertainties facing firms in their strategic decision making

17 Dec

Uncertainty is an increasingly important factor in strategic analysis. As many researchers and practitioners found out, traditional analytical tools, which try to predict the future, seldom provide sufficient capability to account for the complexity of a highly uncertain environment. […]

Selected theoretical aspects of business process outsourcing

22 Aug

Business process outsourcing (BPO) benefits both the client and the service provider. For the client, the benefits can be significantly greater than the cost savings from the pure information technology (IT) outsourcing frequently deployed in the past. […]

Financial analysis of Czech Telecom (Český telecom, a.s.)

21 May

Using the figures of fiscal years 2000–2002 the analysis summarizes the key financial indicators and predicts their changes in the consequent periods. […]